diff --git a/kaipiao.js b/kaipiao.js
index e0e8ad8..2a8bad1 100644
--- a/kaipiao.js
+++ b/kaipiao.js
@@ -322,10 +322,18 @@ async function main() {
             const settlementAccountId = resultList[0]?.id;
             console.log('  -> settlementAccountId: ' + settlementAccountId);
 
-            const billResp = await queryBillList(settlementAccountId);
-            const bills = billResp?.result?.list || [];
-            const total = billResp?.result?.total || 0;
-            console.log('  -> 共 ' + total + ' 条对账单\n');
+            const billResp = await queryBillList(settlementAccountId);
+            const allBills = billResp?.result?.list || [];
+            const total = billResp?.result?.total || 0;
+            console.log('  -> 共 ' + total + ' 条对账单');
+
+            const skippedBills = allBills.filter(function (b) { return String(b.settlementStatus) === '3'; });
+            skippedBills.forEach(function (b) {
+                console.log('  ⚠ 跳过 settlementStatus=3 的对账单: ' + (b.statementName || b.receiveBillId || '') + '\n');
+            });
+
+            const bills = allBills.filter(function (b) { return String(b.settlementStatus) !== '3'; });
+            console.log('  -> 实际处理 ' + bills.length + ' 条对账单\n');
 
             const trainBills = bills.filter(function (b) { return (b.statementName || '').includes('火车票'); });
             const hotelBills = bills.filter(function (b) { return (b.statementName || '').includes('酒店'); });